Patrick Flynn Attorney At Law

Call For A Free Consultation: 229-764-8132

229-764-8132

Aggressive Personal Injury And Medical Malpractice Advocacy For Georgia Victims

Patrick Flynn

Uninsured/Underinsured Motorist Lawyer In Albany, Georgia

Last updated on April 16, 2025

If you have been in a hit-and-run accident or were injured by a driver without enough insurance, you may be wondering how to recover your losses. Georgia law requires drivers to carry insurance, but many still drive uninsured or underinsured, leaving victims with unpaid medical bills and car repairs.

I am Patrick Flynn, an uninsured motorist lawyer in Albany, Georgia, and I help accident victims throughout Southwest Georgia fight for the compensation they deserve. Whether you need to file a UM/UIM claim or your insurance company is giving you the runaround, I am here to protect your rights.

When UM/UIM Coverage Applies In Georgia

Uninsured and underinsured motorist (UM/UIM) coverage is meant to protect you when another driver’s insurance is not enough to cover your damages. Some common situations where this coverage applies include:

  • Hit-and-run accidents
  • At-fault driver has no insurance
  • At-fault driver’s coverage is too low
  • Multiple vehicle accidents
  • Out-of-state accidents

Many people do not realize they have UM/UIM coverage until they need it. If you are unsure about your policy, I can help you understand your rights.

What Compensation Can You Recover?

If you have UM/UIM coverage, you may be entitled to compensation for:

  • Medical expenses from hospital stays, surgeries and ongoing treatment
  • Lost wages if your injuries prevent you from working
  • Pain and suffering from physical and emotional distress
  • Property damage to repair or replace your vehicle
  • Future medical care and rehabilitation costs if your injuries are long-term

Insurance companies often try to pay as little as possible. As an experienced Georgia car insurance lawyer, I know how to maximize claims and hold insurers accountable.

Call An Albany Uninsured Motorist Attorney Today

If you have been in a hit-and-run or an accident with an uninsured or underinsured driver, do not face the insurance company alone. I am here to help. Call 229-764-8132 or contact me online for a free consultation. I serve clients in Albany, Dougherty County and throughout Southwest Georgia, and I do not get paid unless you win.