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How do I pay medical bills while my claim is pending?

On Behalf of | Jun 16, 2022 | Motor Vehicle Accidents |

Dealing with the aftermath of a car accident can be stressful and overwhelming. Your physical abilities may become more limited, the financial toll taken on you can be ruinous and the overbearing feeling of it all can lead to mental anguish.

Although a personal injury lawsuit can prove beneficial in alleviating these losses, the truth of the matter is that it’s going to take some time before you’re able to recover compensation, assuming that you succeed on your claim. In the meantime, you may be wondering how you deal with your everyday struggles, including paying your medical expenses.

Paying your medical bills while you wait for your claim to play out

There are a couple of ways to handle your medical bills in these circumstances. The first is to simply ask if the hospital will defer the bill until your personal injury case resolves with the understanding that you’ll pay your bill in full at that time. If the hospital is amenable to this, then you may have to sign an agreement where you promise to follow through with payment.

Another option is to simply rely on your own insurance policies. Keep in mind though that your policy has coverage limits, and you’ll be responsible for any remaining debt that your policy doesn’t cover. Your insurance company may place a lien on your personal injury claim, too, so that it can recover what it has paid out once your case resolves.

Find help navigating every aspect of your case

We know that dealing with the smallest things can be tough following a serious car accident. But that’s why skilled legal professionals stand ready to help. If you need assistance with your case, then please continue to research your representation options and choose one that is right for you.